☰
Business Merchant Loan

Our Merchant & Vendor Loan program offers customized financial support to help your business grow and succeed. Designed specifically for merchants and vendors, these loans provide the capital you need to manage operations, stock inventory, or invest in new opportunities.

With quick approvals, competitive interest rates, and flexible repayment plans, we ensure the process is smooth and hassle-free. Our dedicated experts work closely with you to understand your business needs and deliver solutions that align with your goals. Take your business to the next level with a loan solution tailored just for you.

Apply Now
Loan Image

Acceptance Criteria

Check Eligibility Now
  1. Registered merchant or vendor with a business operational for at least 1 year.
  2. Minimum monthly turnover of 1,00,000 or above.

Basic documentation, including:

  • GST certificate
  • Bank statements (last 6 months)
  • Business registration documents
  • PAN and Aadhaar of the proprietor/partners
Loan Amount Offer
Maximum Amount upto : 5 Crore
Rate of Interest(%)
Minimum ROI Start From : 12.49 % P.A.
Maximum ROI : 22 % P.A.
Tenure
Minimum Tenures : 12 Months
Maximum Tenure : 60 Months
Documents Required for Loan

Individual & Self Employed

Company Pvt. Ltd. & Public Ltd.

Applicant KYC: PAN Card, Aadhaar Card

Director & Partners KYC: PAN Card, Aadhaar Card, Voter ID

Co-Applicant KYC: PAN Card, Aadhaar Card, Voter ID (if required)

Company Certificates: CRC Certificate, TAN Certificate, Company PAN Card, Directors DIN Certificate, Board Resolutions, Shareholding Pattern, Partnership Deed

Income Proof: Last 2 years financial return, GST Return (3RB)

Income Proof: Last 2 years financial return, GST return of company

Residence Proof: Aadhaar Card, Election Commission Card, Driving License, Gas Receipt, Passport, Rent Agreement (Any One)

Residence Proof: Aadhaar Card, Election Commission Card, Driving License, Gas Receipt, Passport, Rent Agreement (Any One)

Banking: Last 1 year bank statement (Current/Savings Account), any one 

Banking: Last 1 year bank statement (Current Account)

Photograph: Live photo

Photograph: Live photo

Business Proof: Trade License, Shop Act, GSTN Certificate, Food License, Business License, MSME Certificate, etc.

Business Proof: Trade License, Shop Act, GSTN Certificate, Food License, Business License, MSME Certificate, etc.
Golden Features and Benifits
  • No collateral required for unsecured loans.
  • Easy and flexible repayment schedules aligned with your business cycles.
  • Transparent loan terms with no hidden fees.
  • Dedicated relationship managers for personalized support.