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Mudra Loan

Our SME/MSME Loan program is designed to empower small and medium-sized businesses by providing the financial support they need to thrive. These loans cater to businesses across various industries, offering flexible financing solutions to meet their unique needs.
Whether you aim to expand your operations, purchase equipment, hire skilled labor, or manage working capital, our SME/MSME loans provide the capital to achieve your goals. With competitive interest rates, customizable repayment options, and minimal documentation, we ensure a hassle-free borrowing experience.
Unlock growth opportunities and take your business to the next level with our SME/MSME Loan program.

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Acceptance Criteria

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Business Type:

  • Micro, Small, or Medium Enterprises registered under applicable laws.
  • Businesses operating in manufacturing, trading, or service sectors.

Business Vintage:

  • Minimum operational history of 2-3 years, depending on the loan type.
  • Consistent revenue generation and a stable financial track record.

Annual Turnover:

  • at least Rs. 10 Lakh per year

Credit Score:

  • A good credit score for both the business and its owner(s) to demonstrate creditworthiness.
Loan Amount Offer
Minimum Loan Amount Offer : 50,000.00
Maximum Loan Amount Offer : 75,000,00.00
Rate of Interest(%)
Minimum ROI Start From : 12.49 % P.A.
Maximum ROI : 18.00 % P.A.
Tenure
Minimum Tenures : 12 Months
Maximum Tenure : 48 Months
Documents Required for Loan
Individual & Self Employed Company Pvt. Ltd. & Public Ltd.
Applicant KYC: PAN Card, Aadhaar Card Director & Partners KYC: PAN Card, Aadhaar Card, Voter ID
Co-Applicant KYC: PAN Card, Aadhaar Card, Voter ID (if required) Company Certificates: CRC Certificate, TAN Certificate, Company PAN Card, Directors DIN Certificate, Board Resolutions, Shareholding Pattern, Partnership Deed
Income Proof: Last 2 years financial return, GST Return (3RB) Income Proof: Last 2 years financial return, GST return of company
Residence Proof: Aadhaar Card, Election Commission Card, Driving License, Gas Receipt, Passport, Rent Agreement (Any One) Residence Proof: Aadhaar Card, Election Commission Card, Driving License, Gas Receipt, Passport, Rent Agreement (Any One)
Banking: Last 1 year bank statement (Current/Savings Account), any one  Banking: Last 1 year bank statement (Current Account)
Photograph: Live photo Photograph: Live photo
Business Proof: Trade License, Shop Act, GSTN Certificate, Food License, Business License, MSME Certificate, etc. Business Proof: Trade License, Shop Act, GSTN Certificate, Food License, Business License, MSME Certificate, etc.
Golden Features and Benifits
  • Quick Processing: Fast loan approval and disbursement.
  • Flexible Loan Amount: Loans up to ?75 Lakhs.
  • Minimal Documentation: Simplified application process with essential documents.
  • Attractive Interest Rates: Competitive rates designed for MSMEs.
  • No Collateral: Available for certain loan amounts under government schemes.